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Toshl Finance - Best Budget app for iPhone and iPad


4.0 ( 1120 ratings )
Lifestyle Finance Productivity
Developer: Toshl Inc.
Free
Current version: 3.5.8, last update: 9 months ago
First release : 17 Dec 2015
App size: 116.83 Mb

Track all your credit cards, bank accounts and cash in one place. Toshl Finance helps more than 2 million people keep track of their personal finances. Know your finances. Have fun!

"Of all the apps for monitoring spending, one of the hardest to beat is Toshl Finance.” - New York Times
"Now I know where my money is disappearing to, thanks to Toshl...” - BBC
Winner of The Europa award for Best Commerce, Finance or Payments Startup

Easy data entry
- automatically connect over 13 000 different bank accounts, credit cards or financial services in the United States and around the world. Available connection include; Chase, Bank of America (BofA), Capital One, Charles Schwab (SCHW), Citi, HSBCnet, PNC, SunTrust, TD Bank, US Bank, Wells Fargo, PayPal, Wealthfront, Betterment, Coinbase, Bitstamp and others.
- quick & easy manual expense entry in only 4 taps. Tip calculator included.
- use any currency. Almost 200 currencies with always fresh exchange rates are supported, including 30 cryptocurrencies.
- add rich data to entries: multiple tags, financial account, location, description, repeats, bill reminders with notifications, photos. Photos are great for keeping receipts, warranty info and expense reporting.
- import data from your online bank files (CSV, Excel, QIF, QFX, OFX etc.) in the web app

Useful graphs
- big picture overview of how your money flows each month
- how much you have left to spend this month while maintaining your budget goals
- pie charts, bubble graphs, expense locations map

Budgets
- budgets for all expenses or filtered by categories, tags or accounts
- budget for any time period
- optional rollover to the next budget period
- notifications warn you when you approach your budget limits

Sync with multiple mobile devices
- use on an unlimited number of devices, on multiple mobile platforms
- your data automatically syncs to all devices and the web app
- automatic backup, data is safe even if you lose your device

Syncs with the web app
- open the web app on your laptop, desktop computer or tablet and use Toshl in comfort on a large screen
- automatically synced with mobile app
- extensive data visualisations with month-over-month comparisons and filtering by category, tag, location

Toshl Pro & Toshl Medici
You can use most Toshl Finance features for free forever.
We offer 2 subscription plans which unlock more advanced features.

Free - 2 financial accounts, 2 budgets
Pro - unlimited financial accounts, unlimited budgets, save receipt photos with expenses, repeat expenses, set bill reminders, unlock with fingerprint - $2.99/month or $19.99/year
Medici - automatically import data from your US or Canadian bank, credit card or other financial service. Also includes all Toshl Pro features. $4.99/month or $39.99/year

Your payment will be charged to your iTunes Account. If you are eligible for a trial period, the payment will be charged when the trial period has ended. If you have already used the trial period, it will be charged once you confirm your purchase here.

Your iTunes account will be charged again when your subscription automatically renews at the end of your current subscription period unless auto-renew is turned off at least 24 hours prior to the end of the current period.

You can manage or turn off auto-renew in your Apple ID Account Settings any time after purchase.

Privacy policy https://toshl.com/privacy/
Terms of Service https://toshl.com/terms/

Pros and cons of Toshl Finance - Best Budget app for iPhone and iPad

Toshl Finance - Best Budget app good for

Toshl recent update was awesome. The new features such as accounts really help controlling credit cards, savings account, etc. It does have some opportunities, but the app is great
Im really enjoying Toshl. I love they have a bitcoin currency, its helps me A LOT. Theres room to improvement but its one of the best finance apps I ever used.
The only thing I miss about the app is having a provision of the money, but it has other graphs that make up for it. Its by far my favorite app, and satisfies my monthly budgetary needs
I have used the previous toshl app and this is a big improvement over the previous one. The only thing I really miss is the way I could insert tags. Finding an old tag is annoying now, before it was just a matter of writing (a part of) it.
Helps me keep track of all my numbers. Best part is the 3D touch integration.
Toshl is by far the best budget app on the market period. Ive been using Toshl for 2 years now and I can tell you the upgrade they made this past year sealed the deal for me. It allows you to rollover budgets, fund budgets from a percentage of your income, update budgets throughout the year without affecting the rollover amount, and much more! It gives you complete control over how you enter data and there is no syncing to bank accounts or any of that mumbo jumbo. You only enter and label transactions when you spend the money; not when you pull cash from your account. I highly recommend you buy this app and stick with it. Budgeting this way will bring so much freedom to your financial life!

Some bad moments

Simplicity is gone and its hard to enter in expenses quickly. All I need is a simple app to enter expenses and keep a running total for the month, which the old toshl did well. I will stick with the old app for now. This new toshl runs really slowly on my iPhone 6 and entering in expenses takes longer than necessary. There should also be a calculator in the app to easily add up things to add to an expense.
It keeps getting offline. I have to delete and write the expense again and again to sync.
Really horrivle experience compared to the other app. Also, i cannot login in the web app for some reason. PLEASE go back and develop the other App!!!
of one of my most recent apps. Nearly every useful function of version 1 is sacrificed to a new fancy look without sense. Very bad experience. I stay with version one.
There are a number of features that got dropped in the new version that make it clumsy. I’ve been a pro user for a couple years, so my wife and I can share a sync’d expense log. The new version - no longer has descriptions, I dont want to tag every expense, I want to note where it was made - doesn’t default a decimal in the entry of the amount. Most transactions are small and the old version had a 2 decimal place defaulted in, which is handy for entry - currency selection should be optional - I don’t need to track in additional currencies, the app should not present me with the option - next screen button is at the top of the screen, so is “Done” - now I need to hold my device in 2 hands. typlically when I am using this app I want to be able to do it in one hand. Enter the amount, click next/enter, enter the category, enter the description and click done. Seems like the UX is huffing too much MaterialDesign and not considering use on larger devices
The new version is totally disappointing even being pro account :( I wish I could decide which version I want to use.

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